Comparing Mortava and Easy Street Capital for your next investment property loan? The short version: Easy Street Capital is fast closings and STR/Airbnb underwriting, while Mortava leads with an AI-first experience — instant quotes (no hard credit pull), automated VeriQual qualification, and indicative term sheets in about two hours — across DSCR, fix & flip, and bridge.
Mortava
Easy Street Capital
Known for
AI-driven speed — VeriQual qualification + the Vesty assistant
Fast closings and STR/Airbnb underwriting
Core programs
DSCR, Fix & Flip, Bridge, New Construction, Multifamily
STR, DSCR, Fix & Flip, Bridge, Construction
Instant online quote, no hard credit pull
Yes — see indicative rates instantly
Varies — confirm directly
AI qualification + 24/7 assistant
Yes (VeriQual + Vesty)
Not advertised
Indicative term sheets
In about 2 hours
Varies — confirm directly
Max fix & flip leverage
Up to 95% LTC + 100% of rehab
Confirm directly
DSCR max LTV
Up to 85% LTV, no tax returns
Confirm directly
Closing speed
As few as 7–10 days
Varies — confirm directly
Easy Street Capital details reflect publicly available positioning as of 2026 and are not Mortava figures — confirm current programs, rates, and terms directly with Easy Street Capital. Mortava terms are indicative and not a commitment to lend.
Where Mortava stands out
Easy Street Capital is known for fast closings and specialized short-term-rental (Airbnb) underwriting. Mortava's edge is speed and self-service: see real indicative numbers in seconds with no hard credit pull, let VeriQual structure the loan against live guidelines, and get a signable indicative term sheet in about two hours — with the Vesty AI assistant answering eligibility questions 24/7.
On leverage, Mortava funds fix & flip up to 95% of cost plus 100% of the rehab, and DSCR up to 85% LTV with no tax returns — closing in as few as 7–10 days.
Compare for yourself in seconds
Get a live, indicative Mortava term sheet — soft inquiry only, no hard credit pull — and stack it against any other quote.
How is Mortava different from Easy Street Capital?
Mortava pairs investor loan programs (DSCR, fix & flip, bridge) with an AI-first experience: instant quotes with no hard credit pull, VeriQual automated qualification, the Vesty AI assistant, and indicative term sheets in about two hours. Easy Street Capital is fast closings and STR/Airbnb underwriting. Many investors get quotes from both and compare the actual terms.
Does Mortava offer instant quotes?
Yes. You can see indicative rates and leverage instantly on mortava.com using a soft inquiry only — no hard credit pull — then pre-qualify online for a live term sheet.
What loan programs does Mortava offer?
DSCR rental loans (up to 85% LTV, no tax returns), fix & flip (up to 95% LTC + 100% of rehab), and bridge loans (up to 80% LTV, no prepayment penalty), plus new construction and small multifamily.
Is Mortava available in my state?
Mortava lends to investors nationwide. See state-specific DSCR and fix & flip pages for your market's metros and details.
A member of the Mortava team will reach out shortly. Need us sooner? Call Jay Beach at (949) 407-9713.
Vesty
Business Intelligence · grounded in Mortava's live guidelines
I'm Vesty — built for investors who don't wait on slow lenders or broken processes. Faster capital. Cleaner closings. Smarter deals. Ask me anything about DSCR, Fix & Flip, Bridge, or 5–9 unit financing — I can also take you to the right page or walk you through pre-qualifying.