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Fix & Flip · Iowa

Fix & flip loans in Iowa — fund the deal, keep your cash.

Iowa is stable, affordable rentals with reliable Des Moines employment. Mortava funds flips statewide — up to 95% LTC plus 100% of rehab, draws within 24 hours, and 2-hour term sheets — so you can move fast on deals in Des Moines, Cedar Rapids, Davenport and beyond.

Up to 95% LTC + 100% of the rehab funded
Rehab draws reimbursed within 24 hours
First-time flippers welcome (620+) · close in 7–10 days
Send your Iowa project
2-hour term sheet · no hard credit pull.
Business-purpose financing for investors. Indicative terms only — not a commitment to lend.

Why flippers finance Iowa projects with Mortava

In a market like Iowa, speed and leverage decide your margin. Mortava funds up to 95% of cost plus the full rehab, reimburses draws within 24 hours, and sends indicative term sheets in about two hours — so you can compete on Des Moines, Cedar Rapids, Davenport deals and recycle capital into the next project faster.

Top metros we fund
Des Moines, Cedar Rapids, Davenport
Max leverage
Up to 95% LTC + 100% of rehab
Speed
Draws in 24h · close in 7–10 days · 2-hr term sheets
Terms
12–18 months · up to $5M · FICO 620+

Iowa fix & flip loan FAQ

Can I get a fix and flip loan in Iowa?
Yes. Mortava funds fix & flip projects across Iowa, including Des Moines, Cedar Rapids, Davenport. We lend up to 95% of loan-to-cost plus 100% of the rehab budget, so you keep cash in the deal.
How much can I borrow on a Iowa flip?
Up to 95% of the purchase price (LTC) plus 100% of your rehab budget, capped at roughly 75% of the after-repair value (ARV). Loan amounts up to $5M in Iowa.
Do you fund first-time flippers in Iowa?
Yes — first-time flippers are welcome in Iowa with a 620+ FICO. Stronger credit and prior projects unlock higher leverage.
How fast can Mortava close a flip in Iowa?
Iowa fix & flip loans can close in as few as 7–10 days, with indicative 2-hour term sheets and rehab draws reimbursed within 24 hours.
What property types qualify for a Iowa fix & flip loan?
Single-family, 2–4 units, condos, and townhomes across Iowa. Standard and extensive rehabs both qualify; ground-up construction is reviewed separately.
Fix & flip loans by state
Flip in AlabamaFlip in AlaskaFlip in ArizonaFlip in ArkansasFlip in CaliforniaFlip in ColoradoFlip in ConnecticutFlip in DelawareFlip in FloridaFlip in GeorgiaFlip in HawaiiFlip in Idaho
All Fix & Flip programs → DSCR loans in Iowa → Instant quote & pre-qualify →