Mortava InvestorHQ Contact Sales
Fix & Flip · New Mexico

Fix & flip loans in New Mexico — fund the deal, keep your cash.

New Mexico is affordable Albuquerque cash flow plus Santa Fe short-term-rental appeal. Mortava funds flips statewide — up to 95% LTC plus 100% of rehab, draws within 24 hours, and 2-hour term sheets — so you can move fast on deals in Albuquerque, Las Cruces, Santa Fe and beyond.

Up to 95% LTC + 100% of the rehab funded
Rehab draws reimbursed within 24 hours
First-time flippers welcome (620+) · close in 7–10 days
Send your New Mexico project
2-hour term sheet · no hard credit pull.
Business-purpose financing for investors. Indicative terms only — not a commitment to lend.

Why flippers finance New Mexico projects with Mortava

In a market like New Mexico, speed and leverage decide your margin. Mortava funds up to 95% of cost plus the full rehab, reimburses draws within 24 hours, and sends indicative term sheets in about two hours — so you can compete on Albuquerque, Las Cruces, Santa Fe deals and recycle capital into the next project faster.

Top metros we fund
Albuquerque, Las Cruces, Santa Fe
Max leverage
Up to 95% LTC + 100% of rehab
Speed
Draws in 24h · close in 7–10 days · 2-hr term sheets
Terms
12–18 months · up to $5M · FICO 620+

New Mexico fix & flip loan FAQ

Can I get a fix and flip loan in New Mexico?
Yes. Mortava funds fix & flip projects across New Mexico, including Albuquerque, Las Cruces, Santa Fe. We lend up to 95% of loan-to-cost plus 100% of the rehab budget, so you keep cash in the deal.
How much can I borrow on a New Mexico flip?
Up to 95% of the purchase price (LTC) plus 100% of your rehab budget, capped at roughly 75% of the after-repair value (ARV). Loan amounts up to $5M in New Mexico.
Do you fund first-time flippers in New Mexico?
Yes — first-time flippers are welcome in New Mexico with a 620+ FICO. Stronger credit and prior projects unlock higher leverage.
How fast can Mortava close a flip in New Mexico?
New Mexico fix & flip loans can close in as few as 7–10 days, with indicative 2-hour term sheets and rehab draws reimbursed within 24 hours.
What property types qualify for a New Mexico fix & flip loan?
Single-family, 2–4 units, condos, and townhomes across New Mexico. Standard and extensive rehabs both qualify; ground-up construction is reviewed separately.
Fix & flip loans by state
Flip in AlabamaFlip in AlaskaFlip in ArizonaFlip in ArkansasFlip in CaliforniaFlip in ColoradoFlip in ConnecticutFlip in DelawareFlip in FloridaFlip in GeorgiaFlip in HawaiiFlip in Idaho
All Fix & Flip programs → DSCR loans in New Mexico → Instant quote & pre-qualify →